Former associate attorney general Webb Hubbell -- known for his highly publicized fall from grace during the Clinton Administration -- claims "responsible" marijuana smokers can finally exhale. Working with NORML (The National Organization for the Reform of Marijuana Laws) and the McLaughlin Insurance Company, Hubbell appears on a five-minute audio message touting the program. "Hello, this is Webb Hubbell," the recording begins, with a crisp McCoy Tyner soundtrack. "Life insurance is now available for responsible marijuana smokers. For years, [they] have not been able to access affordable life insurance ... No longer."
He then relays the story of a NORML member (and "responsible" marijuana smoker) whose trucking business loan required additional insurance he could not qualify for. He reached out to NORML for help, who contacted their insurance agent, Mr. Hubbell -- now a VP at the McLaughlin Company. Mr. Hubbell was able to convince a carrier to insure this individual, and the rest is history.
But what about the fact that marijuana is still, you know, illegal? Michael Vick was recently detained in an airport because his bottle of water simply smelled like weed. The Washington Post asked NORML's executive director Allen St. Pierre such a question, to which he replied that while marijuana is technically illegal even in the Netherlands (where it can be found on aisle six next to the Pillsbury Toaster Strudel), 11 U.S. states have decriminalized the drug.
Now, you may be wondering, what exactly is "responsible marijuana use?" I spoke with Keith Stroup, NORML's legal counsel, who referred to their Principles of Responsible Cannabis Use, which details "the appropriate and inappropriate ways to use the drug," making sure I also understood, "We don't think people should just go out and get stoned."
"Forty-six percent of the people in this country have smoked marijuana at some point in their lives," he continued. "Why should we treat half of the population like criminals?"
So, is this new policy a small victory against cannabis laws that prohibit the use of marijuana? Or has the insurance industry simply figured out that smoking on the couch while listening to 'Dark Side of the Moon' is a relatively benign activity?
B. Brandon Barker is the author of Operation EMU.
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Reader Comments (Page 4 of 4)
2-08-2007 @ 8:20AM
charles stefaniak said...
I'm 51 and have smoked pot since I was 16. I've raised a family, 2 boys 1 girl, ages are 28, 25 & 21.My kids all smoke pot, I never approved or allowed it until after they turned 18. Unfortunately they also smoke cigs. and drink alchohol. I would love to see them quit the cigs and beer. Drinking causes family arguments with thier spouses and bar room fights, a pothead never gets stoned and think he's some asshole macho man. There are no hangovers or loss of work from smokin, no one can say that about the evils of alchohol.Beer alone is the worst think your body could injest for a buzz. Wake up people write your congress & senate voice your opinions to them it will have to do some good eventually, I've been hoping for over 35 years now for it to be legalized. If all of us would take a few minutes onced a month to let are law makers know how we feel, IT WILL HAVE TO HELP...
2-08-2007 @ 9:13AM
Dave said...
Marijuana is not a drug ... it is a plant.
I thought by now, with my generation having come into political clout, that our lawmakers would have realized that.
Drugs kill ... pot does not.
You cannot overdose on pot. If you smoke from the time you wake up, until the time you pass out.
Drugs are manufactured and processed ... not grown and harvested.
Drugs are addictive.
There are no sweats, pink elephants, or any signs of withdraw when you quit smoking pot.
If pot leads to other drugs ... it could be because you have to go through the drug culture to get it. Perhaps the lies that we have been fed, by our Govt., about how it can bend the mind have been revealed as false. Permitting the young to ask, what other drugs have been declared hazardous that are not?
Presidents have smoked it.
Both "electable canidates" last election.
If dope is only for dopes ... Clinton invented his own group ... even a dope can smoke dope correctly.
Most in Congress are drug user ... with their presciption bottles reading ... use caution when operating machinery or driving. Yet they think they can run the Country, but I need help if I smoke a joint.
The Govt. prefers to make millions of otherwise law abiding citizens crimminals over a PLANT that has no mind melting capabilties.
Recently coming to Christ, and reading my Bible ... all plants were put here, by God, for our use.
What ever happened to the pursuit of Happiness?
That some Pot Grower/Smoker put into the Constitution? Or Bill of Rights, or where ever it is actually written.
I make an honest living ... I am not a Politician.
2-08-2007 @ 10:30AM
Penny said...
Wow! Unbelievable I am soo glad to hear these comments. I am criticized by some of my friends and family that know I toke here and there, I cant seem to make them understand how I feel. I would not be as successful as I am if I didn't smoke pot. Pot really does get my creative juices running, yeah there not always great ideas LOL, however for the most part I believe it helps motivate and inspire me. Alcohol on the other hand is very very dangerous. I think the world would be a much better place if marijuana was legalized! Unfortunately alcohol is such BIG business that it will never be illegal.
2-08-2007 @ 12:04PM
"Tool" said...
Ok, I have read through a lot of comments and the 1st thing I noticed is, regardless of whether or not each of you smoke it, most of you agree it should be legal. Now some of you made reference to other, agree-ably more important issues. Why am I pointing this out? Simplest break down from my stand point, because you each are endowed with certian enalienable rights (probably spelled wrong, oh well) that the real hero's, the american service men and women, have fought and died to protect. Along those same lines is the biggest reason pot should be legal, our constitutionally stated right to Freedom of Choice. Now yes, there are as many arguments pro as there are con, but the bottom line is, aren't we suppose to have the right to Freedom of Choice with out the fear of Governmental reprisal? I know I for one wouldn't want to tell those Heros that their sacrafice was for nothing! Just my thoughts on the matter. Have a Great Day everyone!
2-08-2007 @ 3:01PM
Good Plan said...
What we need is someone with kahunas and money to come up with a good plan to legalize it so that everyone benefits including the government!
2-08-2007 @ 5:03PM
Judy Richards said...
RE: Feb. 07, DAVE: try getting a terminal illness thru no fault of your own and need some pain relief that prescription medications don't touch, can't practice your job anymore(Dr.) LOSER? I don't think so, and have cannibus be the ONLY thing that gives you ANY relief. Then maybe your views on the subject wouldn't be so narrow.
2-08-2007 @ 8:23PM
Richard Stetzel said...
Man made booze
God made weed
Who do you trust?
2-08-2007 @ 11:16PM
TJ said...
Throw the druggies in jail. If you smoke the crap- rot in jail. Don't tell me know one ever dies. I know several people that were killed by assholes smoking the crap. They were so drugged out they didn't see the oncoming truck. Get your facts straight.
2-09-2007 @ 12:30AM
jeets said...
Things are wrong with many, many comments. I'l just address a few. Some say pot can't be controlled or taxed. Others say that it can.
First, if you want to control something, make it legal. No need to even question or debate this. We already have history of 1920's alcohol prohibition to know cause and effect. Present black market prices of $200/oz. and higher will drop to under $50/oz., undoubtedly, & the black market will cease to exist. As a matter of fact, keeping pot illegal produces the opposite effect it tries to achieve. It is summed up in a statement taken from a scholarly thesis on the subject of prohibition.
"The Prohibition amendment of the 1920s was ineffective because it was unenforceable, it caused the explosive growth of crime, and it increased the amount of alcohol consumption."
Besides, what business is it of anyone if I want to sit and drink a beer, or smoke some burning leaves.
Second, why are so many concerned with taxing it. The common man is already over-worked, over-taxed, and under-paid. Why does anyone want to add to his tax burden?
The gov appears to want to spend us out of existance. It has a 3 trillion budget. It seems to be growing at 1 trillion per year. Why don't they cut spending rather than increase taxes. I have read so many exposes about waste, that it is almost common knowledge the gov could slash taxes by 50% without any loss of services. You know something is wrong when they pay a few hundred for a toilet seat. Or they don't know what happened to a few hundred million dollars. The IRS would have us all in jail if we kept books like the gov does.
If you want to increase taxes, let's have a meter on all toilets. Everytime you use the toilet, the meter will measure the tax you owe.
Maybe we can tax the air we use by measuring the square footage of our homes to estimate the amount of air it holds. Multiply that by the number of people who live there and calculate the breathing tax.
As far as insurance companies and the things they prove via statistics, they are full of it. My homeowner's agent told me rates are now tied to credit scores. I asked him if my house will burn down faster if I have a low credit score. He said now they have statistical proof that tie the two together. Yeah, and I can prove every heroin addict drank milk as a child.
I have a question. If it took an amendment to make alcohol illegal, why does it not take an amendment to make pot illegal?
I'll leave you with 2 self-evident points of psychology. Every action we take is for one of two reasons. Either to seek pleasure or avoid pain. If we smoke pot medicinally, is it to avoid pain. If we smoke it recreationally, it is to feel pleasure. The law actually is trying to regualte what pain we must endure, and what pleasures we are permitted to experience.
A saying I use is, "If you always do, what you've always done, you'll always get, what you've always got." One clinical definition of insanity is, to do the same thing repeatedly and expect a different result. We have been fighting a war, a drug war, for over 50 years. How many more years will it take to understand the result will always be the same. Make pot legal. Stop the insanity.
2-09-2007 @ 5:04AM
Depity Dawg said...
I got busted for growing the stuff for my own use. Here's the rub:
I was tipped off to the impending search three weeks before the slugs came and presented me with a consent to search warrant. I signed the warrant because I had fed all my weed to my rabbits. Nothing remained. Go ahead and search, I told them.
After 3 hours of ransacking my home and finding nothing, me, 2 state boys and one county boy went to my steel shed where the warrant indicated the offending grow operation would be found. Nothing remaind.
As I talked with one state boy and the county boy, the other state boy went around the corner only to emerge with a handful of marijuana stems.
I know for certain that those stems came along with that jackass cop because they were a lovely gold/red color. Every stem my plants ever produced were as green as the back of a dollar bill.
Here's the best part:
When the sheriff's summons and complaint arrived, it cited "stems and leaves" as physical evidence. Gee, how'd those leaves get in with that cops stems?
10 days in jail and $600 fine for "posession of less than 5 grams" of weed that was never mine.
I still laugh about it.
Until the day I see that cop again... Both he and I know what he did.
Gosh, I hope he can sleep at night.
Decriminalize Marijuana, Clear the jails.
2-09-2007 @ 11:06AM
\\\ said...
I also want to add to my previous statement that, like most every thing else, the winners write the history books. So, using the prohobition period as an example, if it were still against the law to make, drink, or otherwise possess alcohol, it would still be classified as criminal and so would any who violate said law. It is a well documented fact that our country is mired in laws designed for a different time. So perhaps it is time for yet another change in things for those of us lucky enough to live in the USofA. Look at history and you will see that although it often times took far longer then it should have, even at times centuries longer, to abolish laws of ignorance. Perfect example there, slavery. Now yes, slavery does still exist in many parts of the world, but thankfully it has been done away with here. So to TJ who posted on Feb. 8th, bare in mind that although you are entitled to your opinion, it does not automaitcally mean that you are right, nor does it mean you are wrong. But I do believe that even some of the greatest people in American history can be quoted as having had opinions that were pro-slavery or pro-prohibition. Just something to mull over as you go back and re-read what seems to me like a very close minded statement.
3-26-2007 @ 7:15PM
pdiddy said...
whoever Lzy is, is probably one of those folks who has sold pot and smoked it for years and wants all of his homies out of the pen. the answer to stopping drugs is not legalize more of them, morons. the answer is to cure the societal ailments that lead someone to use drugs: poverty, lack of opportunity, poor education, ... etc. until we stop those and many more problems we'll have no hope of repairing our culture...
2-13-2007 @ 3:29PM
Kristi West said...
I must admit that I have to agree with the 98% of replies on this topic. If uncle sam wants to do the right thing for the first time in history then he should legalize Cannabis. I am a former smoker. I smoked herb for 16 yrs and have never been in trouble. I was a productive citizen working for a university hospital laboratory , raising a son in a 2 parent household. I recently felt forced to quit smoking grass because of fear that the United States gestapo could remove my well cared for and adored child from the home simply on the basis of a failed urine screen.
Also during our burnin years, my husband performed cpr on a drowning boy and was credited for saving his life and performed the heimlich maneuver on an elderly choking victim ---saving him too.All with no prior medical training and all while being BAKED..Are these things someone who was wasted on alcohol could've managed? Judge for yourselves high and mighty ones.
2-14-2007 @ 11:37AM
da emenence said...
sad but tru...we need to legalize it
2-14-2007 @ 2:05AM
Terry said...
nASTY bOIL, Spokesperson's like you are half of the reason that weed won't be legal anytime soon. Do you not notice that when a proponent of legalization is on a talk show for debate, they find a moron like you to represent us. People like you do their fighting for them. Thanks, but shut up and stay away from reporters! Dickhead!
2-14-2007 @ 6:41AM
Jen said...
I am almost 51 years old and have smoked pot since I was 18. I have worked since I was 12 years old. Pot never took that drive away from me. I was still able to work and live a responsable life.
I have been a tax payer since I was 12 years old as well. I wish we..the people..would have a chance to vote on the issue of legalization. I believe it would pass.
I have lost one best friend and 2 boyfriends in my younger years to drunk drivers. I would much rather ride with and/or be on the street with someone smoking pot than drinking any day. Alcohol should be illegal in my book!
It is up to the generations to come to change things. Good luck to all of you!
3-03-2007 @ 4:38PM
liberty for all said...
where are these people getting the idea that it would be so impossible to tax mary j if it were made legal? i could list hundreds of things that are taxed right now, and very successfully mind you, that could be produced in their own homes with very little the point is no matter how easy it is to grow pot yourself it will never be as easy as picking up a pack at the gas station while your filling up. for the people who dont beleive it should be taxed at all, im with you. vote libertarian. as for the rest of you, if you spent the same amount of time giving these intelligent and well thought out arguments in the form of an email to your legilature then we'd have no need to sit and blog about it. And yes, ive already contacted mine. 3 cheers for democracy!
3-14-2007 @ 6:38PM
Valentine said...
I am 20, I am in college with a 3.0 average and I smoke tweads. My friends all smoke tweads and most of them have 3.0 and above(we do have a few lazy dudes who choose to sleep all day but that is usally because they have hang overs). We all like to smoke tweads on the weekends when classes are done for the week. We chillax for a while walk to the gas station and get some food. We do not hurt anyone.
But we are always afraid of getting caught, those people who are trashed on alcohol can walk right up to the dorms throwing up driving around holdng liquor bottles in their hands, but we, who do not cause any mischief, do not throw up do not start fights, just hand out and talk and watch t.v. have to hide out.
When did you ever hear of someone stoned starting a bar fight and stabbing someone? I bet you have heard of that in a club where someone was drinking alcohol. When did you here of a pot-head stealing his daughters tuition to buy more pot? You never have, but I am willing to bet you have heard of an alcoholic doing that.
When it comes to a substance killing or harming the person that is using it, I bet you have never heard of a pot realated cancer or some sort of organ shutting down because of pot usage. Cigarettes cause lung cancer, emphasima, still birth babies. While alcohol causes kindney discease, heart discease and alcohol poisoning which is known to kill.
Pot does not need any chemicals added to it to make it work, tobacco is known for having things added to it, that is why there is no ingerdients listed on the packaging of cigarettes(the only item sold that does not have the ingredients listed on it, but cow manuere does).
Alcohol is super addictive, causes a large amount of fatalities in vehicles. It was illegalized in the the 20's and then legalized again later, and now continues to be a large reason why we have vehicle related fatalities on the road. Have you ever heard of a pot head killing people with their car? No because a pot head is doing like 7 miles and hour and usually never makes it out of their garage.
Alcohol and tabacco also have no medicinal perposes where-as marajuana does, pot can eleviate many aches and pains and in some cases is better than Zanex at releiving a person of depression.
Legalize tweads I want a pack of Marlboro Jeezy regualars and menthol flavors.
3-17-2007 @ 12:23PM
MsFranci11 said...
I am a Christian and I live with Multiple Sclerosis. I also live with extreme pain for the last 4 years that no meds that I've been given from either of my Drs. has helped. I cannot take pain meds because they don't come in very low doses as I am what my husband calls a 'cheap date':) for instance, a 1/2 mg of valium is too much for me. I've heard that cooking with marijuna I would get the medical benefits out of it but not the 'high'? This sounds like it was made for me. Has anyone heard of this? I also live in a no tolerance state but, if this has any benefit to little ol' me, then I have tons of friends and family that will help me protest til the cows come home.
painfuly yours, mser11yrs