Congressman Charles Schumer(D) NY
has resently propose a Foreclosure Prevention Task Force, by using tax money to bail out lenders and homeowners with Federal Government Funds,in millions of Dollars.
I have suggested to him, intead of using taxpayer mony, that may go ashtray. The government should use Executive War Powers, to declare a moratorium (freeze) on foreclosures for two years (grace period), so home owners could save their houses and buy time to catch up with their payments, by then the economy might improve or home owners could get better jobs , increase in their salaries, tax brake, or sell their houses with some equity on it.
otherwise, lenders and home owners might loose,if things get worse in the Sock Market or in the economy, by streching their morgages for two more years with two years of grace, we might save thusands of home owners in distress and save tax payers money.
Lenders have already got thier share in millions of Dollars by greed.

Congressman Charles Schumer (D) NY has propose the creation of a Foreclosure Prevention Task Force, by bailing out lender and home owners with Funds of the Federal Government in million of Dollars. Tax Payer's Money.
I have suggested him rather than using federal funds that might go astray, by unscroupulos lenders and too late to home owners who have already lost or are in a process of foreclosure thier homes.
The The Federal Government should use his Exesecutive War Power, to declare a moratorium (freeze mortgage payments by home owners in distrees) for two years, grace period, so they can breath and recup. It will give them time enough to save, make partial payments, get better paid jobs, add equity on their homes, or sell tem. By then the economy might improve so the Stock Market.
This way, there will be no loosers, nither the lenders only two years time, by streching their principal and interest and the federal government won't use tax payer's money.

Some great investment picks, and ACH one of my favorites too, But your comment about 25% drop in the market is outrageous...and if it does it will be on fear not on facts.