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Money has a list of 47 quick and easy steps to get yourself on the path to a better financial future. Some of the tips include switching your savings to a high-yielding online bank, haggling down your interest rates on credit cards, putting together a "forever portfolio", and checking how your salary compares to the industry average.What's interesting about the list is how easy most of these things are to do -- and how few people will do them. It's indicative of the serious financial literacy deficit that exists in our country, and people are literally throwing money away because of their ignorance.
Print out Money's list and give it your adult children. If you have college-age kids, I'd be surprised if they've done more than 5 of the 47 smart things.
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