How to make money in this market, 6 oversold stocks & 10 solutions to a personal credit crisis - Today in Money 10/8

In the News

· Fed & Other World Markets Do Global Interest Rate Cut of .5% to 1.5%; Is More to Come?

· Japan Stocks Sink 9.4%; Biggest One-Day Drop in 21 Years

· Consumer Borrowing Falls for First Time Since January 1998

· Retailers' September Sales Poor; Bad Sign for Holidays

· Iceland Teeters on the Brink of Bankruptcy; Takes Drastic Steps

· Alcoa Stock Tumbles After Poor Earnings

· Toyota Stock Plunges as US Woes Hurt Global Sales

· AIG Hid Subprime Risk From Auditors

· Ford's Volvo Slashes 3,300 More Jobs

· $2 Trillion Wiped Out of Retirement Funds

· Killings Put Counselors on Alert About Money Woes

· Nearly 1 in 6 Homeowners 'Under Water' in Their House (More Debt Than Home's Worth)

· With Credit Drying Up, Car Buyers Bring Cash

How to Make Money In This Market
The manager of this year's top stock mutual fund -- and only one that's up in 2008 -- explains how to do well in a bear market.
http://money.cnn.com/2008/10/07/markets/thebuzz/index.htm?postversion=2008100711

6 Very Oversold Stocks
Bottom-fishers should cast around for these six severely oversold stocks.
http://www.smartmoney.com/stock-screen/index.cfm?story=8-Stocks-Baited-for-Bottom-Fishers

Risk & You
You have a lot to lose these days. Here's how to protect yourself when it comes to your investments, retirement, job, insurance and technology.
http://www.cnbc.com/id/26891227

10 Solutions to a Personal Credit Crisis
The economy is in a financial crisis, but what about you? Here are some warning signs that you have a debt problem, and tips on how to get a handle on it.
http://money.cnn.com/2008/10/08/pf/personal_credit_crisis/index.htm?postversion=2008100805

Repair or Replace It?
Find out when to fix your appliance or buy a new one. Consumer Reports repair-or-replace timelines draw on the experiences of thousands of subscribers. The recommendations in the timelines are based on costs for replacement and repairs and on advantages of new models. A few highlights: If your appliance is eight or more years old, usually it makes sense to buy a new one. If you have a favorite high-end, older appliance, you may want to repair it. Consider replacing a newer model if it has been repair-prone. But skip any repair that costs more than half the price of a new product.
http://www.consumerreports.org/cro/appliances/resource-center/repair-or-replace-it-1005/overview/index.htm
Also: Repair or Replace Timelines

Exclusive Ratings of 16 Digital-TV Converters
When the U.S. makes the transition to all-digital TV broadcasts in February, analog TV sets will require digital converter boxes to continue receiving free over-the-air broadcasts via antenna. Do you know which to get? Consumer Reports ratings helps you decide.
http://www.consumerreports.org/cro/electronics-computers/televisions/digital-tv-converter/overview/dtv-converter-box-guide.htm

What to Know About Joe
Just when you thought it was safe to order a grande half-caf, the coffee market is changing. It's no longer enough to know the difference between tall, grande, and venti. Here's what you need to know to keep the mud off your face.
http://www.portfolio.com/culture-lifestyle/culture-inc/food-drink/2008/06/24/Coffee-Drinking-Guide