This isn't "just usury", it is "legalized loan sharking" . . . and as the article pointed out, it is substantially higher "interests rates" (sic. theft) than even the "pay-day loan stores".

Our core financial institutions have become"legal" "white collar criminals"; and any reasonable and prudent person can se what they did to cause the collapse of our national economy.

Our "worst national enemy" and "criminal #1" has become our financial institutions who have orchestrated and perpetuated pyramid and Ponzi schemes, and who have lobbied for the "right" to legally "rob their account holders". heck, the banks have gone into competition with the loan sharks.

The unethicality and criminality of it all must be addressed; and those parties responsible for such programs should be indicted and charged with malfeasance and fraud. The integrity of the ethicality of our national financial institutions is critical to our financial relationship with the rest of the world.

We have become a nation filled with corrupt bankers. These people need to be purged from our financial institutions; they have become a terminal cancer in our society. The stability of the whole of society must take precedence over the ill gotten profits of the individual FI.

Capitalism, with all of its flaws was doing relatively well until these FIs, little by little, expanded the "legalization" of their nefarious excessively exorbitant exploitation of the people . . . and it has reached the point of criminality, it is immoral and unethical.

Once again, Congress is responsible for having not provided reasonable and prudent regulations and oversight of these matters through the regulatory agencies (who are obligated to carry out the legislation that is drafted and passed by Congress). Congress merely "sold out" to the FI special interests groups to the detriment of the American people.

If you profit from an energy stock that goes up because Obama decides to give the company taxpayer money, isn't that just a giant pay to play scheme. I see that as fraud.

The company would never have been able to increase profits in the true market since there is no actual need for the service.

Any company that takes taxpayer money should be delisted from the exchange. That should be the penalty for taking taxpayer money to fund your business.

If the market said that we needed to spend billions more in solar energy we would. The market simply is not there. The Obama economic plan is just one giant Ponzi scheme. Don't even pay taxes well you'll get a tax refund. If you are a billionare investor that runs a firm with a few employees, you're the same as any small busniess in America. You can get grants and tax breaks just like them.

I wish I was 70 years old and had most of my life behind me. Maybe then I wouldn't be so mad. Only I am 30 so most of my life is ahead of me and I can't believe where we are headed.