With an excessive glut of overproduction / excess of key inventories in condos, housing, and commercial realestate, substantially lowered consumption, escalating unemployment, and a stymied credit system, it is highly unlikely that a recovery will occur anytime soon.

The government propping up the FIs (Financial Institutions) and key corporations is merely exacerbating their incentives to take corrective actions on their own. Instead, they are attemtping to "game" the economic recovery "bail out" and TARP programs, which is dragging out the recovery efforts and precluding them from taking capitalistic efforts to address their core problems.

These are just the basic "fundamentals" of what is occurring; nothing significant can occur until these problems are addressed. Propping up the "money changers in the temple" of our FIs is not "the solution".

They talk about the "massive losses" a lot; but what they ignore is that for every "loser" there was a "winner" in all of these financial transactions . . . . except for the pyramid and Ponzi schemes; and there were "some winners" even in these frauds. There has been a massive redistribution of "wealth" in the frauds that have undermined our national economy. So, who has all of these monies that these "losses" represent?

Instead of going after those who profitted from these phony and fraudulent financial schemes (such as CEOs and others being paid HUNDREDS of MILLIONS of dollars), the government is shifting the burden of these "losses" onto the tax payers and average citizen. This is nothing more than our corruput politicians and FI/corporate managment "gaming" the economy to protect their ill gotten econimic gains at the expense of the "common average people". This is a surreal economic travesty of unprecedented magnitude.

How do we resolve these problems when the corrupt individuals who created the frauds and economic debalces are STILL in power running the recovery efforts? They are merely attempting to hold onto their political and economic power, to the detriment of the American people. All of these INEPT, INCOMPETENT and/or CORRUPT individuals need to be removed from their corporate and/or political positions . . . no significant "recovery" can be achieved until this is accomplished. Heck, the economy hasn't even "bottomed out" yet; and they are trying to mask the escalating problems.

Congress is the BIGGEST CULPRIT in all of this. Congress enabled and allowed the CEOs to orchestrate and to perpetuate the corporate FRAUDS that creased these economic debacles. Where is there any NEW REGULATIONS and OVERSIGHTS for the recovery efforts? Where is the FULL DISCLOSURES and TRANSPARENCIES that Congress promised the American people for the "bailout" and TARP monies?

Congress STILL is our major problem behind all of these problems. The vast majority of Congress needs to be voted out of office.