On tonight's MAD MONEY on CNBC, Jim Cramer said that he wants to address the board of Citigroup Inc. (NYSE: C) because they are sitting on a goldmine: Since the stock is unchanged since 2000, you have to question the whole financial services supermarket strategy, and Chuck Prince needs to go too. Cramer says the one-stop shop doesn't work and they can unlock value by breaking it up. He said it would go from $54 to $63, or 17% upside. This is on top of the $5 if Chuck Prince would leave, or if they could even do a restructuring. Cramer bought shares for his trust and here are the five units it would become: Consumer business; international consumer business; global markets; alternative investments; transaction services.

Cramer did note that this is not inevitable at all and he is not sure it will really happen. What he left out was that just last week Prince Alwaleed Bin Talal, its largest shareholder, just announced that he was opposed to breaking the company up for a longer-term strategy. I have been vocal about Chuck Prince needing to go as long or longer than Cramer, and while Prince Alwaleed Bin Talal gave a vote of confidence to Chuck Prince I am not yet inclined to believe that he won't fire him. It starts feeling like Cramer is giving any strategy that might make a self-fulfilling return for his holdings, although he wouldn't be the first to do that.

Jon Ogg can be reached at jonogg@247wallst.com; he does not own securities in the companies he covers.

The stock market gave the ultimate insult to Sanford Weill's successor as CEO, Chuck Prince. Bank of America (NYSE: BAC) has a higher stock market value than Citigroup (NYSE: C).

At yesterday's market close, Bank of America's market capitalization -- shares outstanding times price per share -- was $243.71 billion -- $190 million more than Citigroup's $243.52 billion. This despite the fact that Citigroup is bigger on the most common measure of bank size -- loans and other assets. Specifically, Citigroup has $1.63 trillion worth of assets, $18 billion more than Bank of America's $1.45 trillion.

Why is Bank of America worth more than Citigroup? Two possible reasons: Bank of America has faster earnings growth and pays a higher dividend yield than Citigroup. Here are the details: