Management Summary

Welcome to the Lehman Brothers second quarter earnings conference call. (Operator Instructions) I would now like to turn the call over to Mr. Ed Grieb, Director of Investor Relations. Sir, you may begin.

Edward Grieb, Director of Investor Relations

Thank you for joining us today for our second quarter update. Before we begin let me point out that this presentation contains forward-looking statements. These statements are not guarantees of future performance; they only represent the firm's current expectations, estimates and projections regarding future events. The firm's actual results and financial condition may differ, perhaps materially, from the anticipated results and financial condition in any such forward-looking statements.

These forward-looking statements are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are difficult to predict and beyond our control. For more information concerning the risks and other factors that could affect the firm's future results and financial condition, see risk factors and management's discussion and analysis of financial conditions and results of operations in the firm's most recent annual report on Form 10-K and the most recent quarterly report on Form 10-Q as filed with the SEC.

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