"Rising demand and constrained supplies are a recipe for higher agricultural prices," notes Elliott Gue.

The contributing editor to Personal Finance explains, "The big winners are commercial farmers and companies whose products enhance crop yields. And one company equipped for growth in this market is Deere & Co. (DE), a new addition to the our model Growth Portfolio.

"For nearly 175 years, Deere has manufactured a wide range agricultural equipment, including tractors, combines, harvesters and sprayers.

"Compelling valuations and improving fundamentals mean that 2011 could be a strong year for shares of the biggest U.S. banks," suggests Elliott Gue.

The editor of Personal Finance explains, "To benefit from this outlook, Bank of America (BAC) is a new addition to the model Growth Portfolio.

"Bank of America suffered mightily during the financial crisis of 2007-09. Not only were the bank's legacy loan portfolios hit hard by delinquencies and charge-offs, but the company also assumed additional liabilities and credit risk when it acquired Countrywide Financial and Merrill Lynch.

We are being bombarded with data from a host of sources, including mobile devices, broadband and cloud computing. Bringing all of this data together will create a new business opportunity.

Ericsson (ERIC), the Swedish network equipment maker, has already foreseen the potential for bringing data together on its fourth generation Long Term Evolution Network (LTE).

"Over the past few years, no amount of Don Draper's charm would have won new business for any ad firm; ad spending declined by more than 12 percent in 2009," notes Benjamin Shepherd.

The contributing editor to Personal Finance newsletter explains, "However, thus far in 2010, spending on advertising has rebounded by almost 3 percent, and digital ad buys have eclipsed traditional print media purchases.

"Two two top plays on this theme are Scripps Networks Interactive (SNI) and Discovery Communications (DISCA).

"Although emerging markets such as China and India garner the most attention, South Korean equities have also enjoyed a banner year," says Yiannis Mostrous.

The contributing editor to Personal Finance newsletter suggests, ""South Korea's domestic demand story has returned to life.

"The retail sector posted strong same-store sales in July, with the various categories registering growth of 8 to 11 percent. And this uptick isn't a credit-induced aberration: Household incomes continue to improve.

"Last March, we featured some counterintuitive advice to buy REITs; that basket of stocks has since doubled in value," notes income specialist Roger Conrad.

The contributing editor to Personal Finance explains, "And while our favorite REITs may not be as cheap as they were 18 months ago, they do offer generous payouts that won't be affected if the Bush tax cuts sunset.

"Not only did our favorite REITs pass the toughest stress test in decades, but they also operate in attractive localities and are flush with cash thanks to recovering equity values and attractive borrowing rates.

"For years the health care sector had a well-deserved reputation for consistent returns and profitability regardless of broader economic conditions," observes Elliott Gue.

The contributing editor to Personal Finance explains, "But the past two years have challenged this reputation, and these stocks are out of favor. Some favorites, such as Novartis (NVS) are trading at their most attractive valuation in years.

"Although the sector faces undeniable challenges, markets often overreact to new regulation, providing attractive entry points for savvy investors and a low bar of expectations.

"In this low-rate environment, master limited partnerships (MLP) have attracted a great deal of investor attention which, in turn, piques the interest of asset managers," says Benjamin Shepard.

The contributing editor to Personal Finance explains, "Three new MLP-focused funds have launched this year, and several more are in the works that will track specific segments of the market.

"Here, we look at the JPMorgan Alerian MLP Index ETN (AMJ), the UBS E-TRACS Alerian MLP Infrastructure Index (MLPI) and the UBS E-TRACS 2x Leveraged Long Alerian MLP nfrastructure Index (MLPL).

"One way to capitalize on the recent fear-drenched selloff is to take advantage of attractive valuations and invest in businesses tied to the long-term agriculture story," says David Dittman.

The contributing editor to KCI's Personal Finance explains, "Rising populations and growing middle classes in emerging markets mean people will spend more on food and increase their consumption of agriculture-intensive proteins. Here are two ways to profit from increasing demand for agricultural products: Monsanto (MON) and Bunge (BG).

"These two agribusiness heavyweights -- both of which we hold in our model Growth Portfolio -- have suffered because of specific short-term issues that don't threaten their respective positions in the sector.

"Since the global financial meltdown and ensuing recession, there's been a lot of prognosticating about defense spending; most Wall Street analysts expected the Obama administration to use the economic crisis as a pretense to rein in the enormous defense budget," says Gregg Early, editor of Personal Finance.

"Nevertheless, in my view, if you buy into the best names now, there's plenty of upside left. With over a quarter of million troops stationed in active war zones, the administration is obligated to ensure that they're safe and effective. And combat zones are the ideal testing ground for new equipment.

"Industrials stocks focus on the manufacturing, transport and construction of physical goods and heavy infrastructure," says Elliott Gue.

The contributing editor to Personal Finance explains, "The best in the sector share one key trait: powerful leverage to a global economic recovery led by growth in the emerging markets and renewed spending on basic infrastructure across the developed world. The S&P 500 Industrials has outperformed the broader market by 20% during the past year."

"It's time for income investors to come back to what's historically been a mainstay of diversified portfolios: big pharmaceutical companies. We're adding one of the sector's most durable members to the Income Portfolio, Bristol-Myers Squibb (BMY)," says Roger Conrad.

In Personal Finance newsletter, he explains, "The stock has been a lackluster performer since the 1990s, when it was last a Portfolio recommendation. The company's underlying business, however, has become ever-more valuable.

Many of us seem to be able to spend money very quickly. We like to get out the credit cards and head to the mall. Financially, this is about as healthy for us as eating an entire gallon of Ben & Jerry's ice cream.

Contrary to what most people think it is not necessary to eat every day and good portion of the world fasts on a regular basis. In fasting people abstain from eating solid food and drink only water or juice for a period of time. Some religious and health advocates recommend regular fasting for daylight hours, one day, three days or even up to weeks at a time. Contrary to what you might think you will survive and you will not be as hungry as you think...

Around the new year, many people set goals to stick to a budget or to manage their money better. It can be hard and sometimes it is only a matter of weeks before they fall back into the bad habits.

No matter how much money you make, at times it seems like it is never enough. People who make $20,000, $50,000 or $100,000 can all be caught in the financial pickle and much of it has to do with how those incomes are managed. Here is a challenge for you to help you watch your spending.

This post is part of a special report, Top Picks for 2010, the 27th annual survey in which TheStockAdvisors.com asks the nation's leading advisors for their single favorite stock for the new year. See all 80 stocks listed here.

"Peabody Energy (BTU), the world's largest coal producer, is my top pick for the coming year," says Hannah Choe.

The contributing analyst with Personal Finance explains, "Demand for coal, particularly from the Pacific Rim, China and India, is rebounding as the global economy recovers."