Looking at the jobs and retail landscapes, it would make sense to assume that consumers are slow in paying credit card bills. In some cases, they are not paying at all.
The actual trends are getting much worse, and banks with consumer credit exposure may be in for a rougher time than expected. According to Reuters, one credit rating agency is getting more business. The news service reports, "And more lenders are requesting an Equifax product called 'bankruptcy scores' that expresses the probability that an individual will be bankrupt over the next one to two years."
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