"Our goal is helping investors grow their capital and income base from which to derive cash for their current and future needs," notes dividend expert Kelley Wright.

The editor of Investment Quality Trends explains, "To that end we believe that high-quality stocks purchased at historically low-price-to-high-yield offers the best potential for downside protection and upside appreciation. Our Timely Ten list represents our current top ideas.

"According to the Spectrem Group, which recently polled the country's wealthiest people, they're the most optimistic they've been in months," says Marc Lichtenfeld.

The contributing editor to Investment U explains, "Let's take a look at 3 stocks that millionaires (and aspiring ones) should pay attention to: Apple (AAPL), Bristol-Myers Squibb (BMY) and Varian Medical Systems (VAR).

"And according to Fidelity, 83% of millionaires surveyed said the financial crisis did not shake their confidence in investing. And of those who said they'll invest more money in the stock market, nearly 60% of them plan to buy technology stocks. And just under half expect to acquire pharmaceutical and healthcare stocks.

"What's safe and cheap in today's market? Food stocks top our buy list this month," suggests leading value advisor Richard Band.

The editor of Profitable Investing explains, "Here are two of my favorite buys, each with the potential to rack up a total return (price gain plus dividends) of at least 15% in the coming year: Nestle (NSRGY) and PepsiCo (PEP).

"We like stocks. And we like a lot of 'em. We focus on broadly diversified investments in undervalued stocks for their long-term appreciation potential," says value investor John Buckingham.

The money manager and editor of The Prudent Speculator explains, "Each month, we suggest a group of stocks that could help serve as a portfolio foundation. Here's a look at three such portfolio 'foundation' stocks: Kraft Foods (KFT), Verizon Communications (VZ) and Waste Management (WM).

"When it comes to longevity, it's hard to beat the Kimberly-Clark Corp. (KMB); this US paper and healthcare product manufacturer was founded in 1872," says income expert Amy Calistri.

The editor of The Daily Paycheck explains, "While we tend to think of as a staid and steady company, Kimberly-Clark has a long history of innovation, supporting a lifetime of earnings and dividend growth.

"Kimberly-Clark was the first company to put toilet tissue on a roll. It invented the 'disposable handkerchief' -- or what we know as the iconic Kleenex.

Barron's is forecasting a 10% rise in stock prices in 2011 led by big cap stocks. They argue that the big caps have lagged the market for the past decade and are now poised to take the lead, as reported by CNBC.com.

Here are their top ten picks for this year: Exxon Mobil (XOM), Walmart (WMT), Pfizer (PFE), JPMorgan Chase (JPM), General Motors (GM), Cisco Systems (CSCO), United Continental Holdings (UAL), Barrack Gold (ABX), Entergy (ETR), and PepsiCo (PEP).

"With conventional income investments like U.S. Treasuries, CDs, and corporates paying puny yields, investors need to consider dividend-paying stocks as a core component of an income strategy," notes Ian Wyatt.

The editor of The 100k Portfolio explains, "One way to do this is by purchasing the iShares Dow Jones Select Dividend Index Fund (DVY), which is the oldest and largest dividend-focused ETF.

"The S&P 500 as a whole is currently yielding a healthy two percent. And the ten largest dividend-paying stocks in the U.S. have an average yield of four percent.

"We believe that high-quality stocks purchased at historically low-price-to-high-yield offers the best potential for downside protection and upside appreciation," says dividend specialist Kelley Wright.

The editor of Investment Quality Trends explains, "Here we look at three blue chip stocks that have earned our top designation for outstanding dividend growth: IBM (IBM), Automated Data Processing (ADP) and Abbott Laboratories (ABT).

"In looking for new opportunities, we will continue to focus on a combination of value, growth and financial strength ... all key attributes of PepsiCo (PEP), our latest featured investment," says money manager and newsletter advisor Jim Stack.

The editor of Investech Market Analyst explains, "At first mention of its name, PepsiCo might not be a company that peaks your interest. It's often viewed as just another stodgy stock that depends on its flagship soft drink line to carry the business along.

"For much of the market's rally since March 2009, the best-performing stocks were those that tilted toward the risky side. That is about to change," says Chuck Carlson.

The editor of The DRIP Investor explains, "Quality stocks -- larger companies with consistent track records, strong finances, industry leadership positions, and stable and growing dividends -- should lead the market going forward.

"Quality stocks now offer good relative value versus more aggressive stocks, and I suspect investors will be more focused on a value over the next 12 to 24 months.