Over the past several decades we've had a new generation of investors: people who put their life savings in 401Ks and pension funds. Most people are conditioned to believe that markets will keep going up over the long term and do not follow the day to day changes in the prices of their investments.
This type of attitude encourages complacency and procrastination when it comes to taking action. So what happens when a real bear market shakes the very foundation of your life's future?
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