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Analyst Calls: AZN, DG, GSK, NBS, NRGY, NVS, RHT, SFD, STX, TYC ...

Posted Dec 7th 2010 11:50AM by Eric Buscemi (RSS feed)
Filed under: Analyst Reports, Analyst Upgrades and Downgrades, Novartis AG ADS (NVS), Red Hat Inc (RHT), Smithfield Foods (SFD), Analyst Initiations

Analyst Upgrades

Tyco Electronics (TEL) and Weight Watchers (WTW) to buy from neutral, and Smithfield Foods (SFD) to buy from underperform, at BofA/Merrill.
Red Hat (RHT) to overweight from equal weight at Morgan Stanley.
Gold Fields (GFI) to overweight from neutral at HSBC.
Novartis (NVS) to outperform from neutral and GlaxoSmithKline (GSK) to neutral from underperform at Credit Suisse.
Dollar General (DG) to buy from hold at ThinkEquity.
Eagle Rock Energy (EROC) to outperform from sector perform at RBC Capital.

Continue reading Analyst Calls: AZN, DG, GSK, NBS, NRGY, NVS, RHT, SFD, STX, TYC ...

How to save money on your college education, part II

Posted Apr 12th 2007 12:34PM by Kevin Shult (RSS feed)
Filed under: Products and Services, Consumer Experience, Personal Finance

In this multi-part personal finance series, readers will learn various ways to help save money for a college education, from off-the wall-scholarships and 529 programs to the right time to refinance your loans. Parents and students alike who read this series will find something to help reduce the costs of a higher education before, during and after it takes place.

Part II: The CLEP

To earn a Bachelor's degree at my university, I was required to take a minimum of 8 credits, or two seminars plus labs hours, of a foreign language. If you knew me at the time, you knew I had enough trouble with my own native language -- English (seriously). Not wanting to sit through a whole year of Spanish, for which I quickly calculated the approximate time wasted (104 hours including lab time), I tried to find a way out of wasting this valuable time.

All it took was one phone call to my adviser. His answer: "CLEP it."

I was just as confused as some of you may be right now. What does "CLEP" mean? Well, CLEP stands for The College-Level Examination Program. In layman's terms, you can get college credit if you take (and pass) one $60 test.

Continue reading How to save money on your college education, part II