The Tiger Woods drama has ballooned since I last looked at the situation. Of course, I focused a tad more on the situation for Tiger's sponsors. I want to continue that look, but I want to look at why Tiger's sponsors will stand by him, why we are so fascinated by the situation, and the difference between Tiger and Michael Phelps (a.k.a. Aquaman).

First things first, this will not impact Tiger's relationship with any of his sponsors. No matter what you think happened or why the situation happened, Tiger was cited for a traffic violation and will pay the fine with money out of his change jar. Was his act immoral? Yes. Was the act inexcusable? Yes. Is the act something he will be reminded of publicly (and privately) on a near daily basis? Yes. Should his sponsors jump ship and run? No.

Consumer spending had its largest fall this year, thanks to the end of the "Cash for Clunkers" program. And, incomes were flat. No change to the money coming in and a drop in the cash going out translates to an impediment to economic recovery.

In September, consumer spending fell 0.5%, the first decline in five months and the worst in nine. Wages and salaries dropped 0.2%, effectively offsetting the 0.2% up-tick in August. The economy did grow in the third quarter of 2009, hinting that the worst recession in 70 years may be coming to a close, but the tough September suggests we still have some work in front of us.

One of my wonderful friends, Ms. P, asked me for some guidance on how she might allocate $50,000 currently earning peanuts in a money market account. Though she is decades from becoming a grandmother, after a brief discussion about her financial parameters, it became clear to me that she was looking for a "granny fund."

In reality, my recommendations would be suitable, and perhaps desirable, for many passive investors as well.

The $50,000 is a portion of money Ms. P has set aside to purchase a home, which might happen in six months, but could also be pushed out further, depending on the economy and her situation. Basically, she wants to cover all her bases because she might need the money at any time and does not want to be caught short, while at the same time she would like to generate some revenue without taking any big risks.

A while back, I took a look at the fact that Kellogg's (NYSE: K) would not renew its sponsorship of Olympic swimmer Michael Phelps -- thanks to "Bonggate." I saw an article earlier this week, an article that was brought to my attention by my hero Darren Rovell over on his blog, that K's decision benefited the San Francisco Food Bank.

As long as someone needing food in the San Francisco area is not adverse to a picture of Michael Phelps (sans bong) on their Corn Flakes, they will find their bounty at the San Francisco Food Bank. According to this article, K donated nearly 2 tons of cereal to the food bank - reportedly from their Portland, Oregon distribution center. Rovell was told that the cereal firm is eligible for a tax deduction in the realm of $15,000 for the donation.

Gayle Keck, of the San Francisco Food Bank stated, "Though Kellogg's and their star spokesman hit a patch of rough water, San Francisco's hungry just got thrown a life preserver." While full of bad puns, the statement is accurate and piqued my interest in K's performance (which is why we are looking at a food firm in JockStocks).

Looking back at the first month of the new year, I realize that the wife and I did quite a bit of "uncluttering": bags of old clothes donated to the local Goodwill, a complete makeover of the toy storage in the kids' room, a new home office, and a total restructuring of closets. Sound like fun to you? I know, it wasn't a blast, but the new space is nice.

Seems like cereal producer Kellogg (NYSE: K) is looking to help unclutter grocery store shelves and your cabinets by producing what is called a space-saving cereal box. Think about it, where do you store your cereal boxes? We have an older house with smaller cabinets, so the cereal boxes have found their way to the top of the refrigerator; however, Kellogg's new offering certainly seems as if it would work with our storage space. The shorter and fatter (which is how many people compare me to this guy) box will hold the same amount of your corn flakes or mini wheats, but with a smaller carbon footprint (Al Gore will certainly thank the company).