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The U.S. Treasury Department says that 6 million Americans face foreclosure in the next three years.
This number is shocking. What is being done to stem this bloodletting? The Treasury has a program to rework existing mortgages for people who qualify. So far only 360,165 people have had their mortgages reduced through August, up from 235,247 in July.
The Treasury's program is called the Home Affordable Modification Program (HAMP). The program pays cash to servicers to reduce mortgage payments to 31% of a borrowers income.
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